Who We Are

Carl Goodin is a St. Louis, MO Fee-Only Financial Planner/Investment Manager located in Ellisville and serving clients across the United States. As president of Financial Planning Associates, Inc. he has helped families and individuals accomplish their financial goals for more than twenty-five years by using the Financial Planning Process as a starting point for establishing and maintaining an appropriate action plan and by using Markowitz Mean Variance Portfolio Optimization to manage investment risks. Our relationship with our client is, at all times, that of a FIDUCIARY to a beneficiary. Carl Goodin is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

What We Do

Fee-Only Investment Management
Fee-Only Personal Financial Planning

Tell Me More

Important News For Our Investment Clients

by Carl Goodin on January 17, 2020 in FPAI Operations, Investing, TechKnowledgey • 0 Comments

Investment management fees have been reduced! Effective January 1st of this year we reduced our fee for clients with aggregate account values of $1.5 million or more under our care. Beginning July 1st we anticipate fee reductions for clients with $500,000 or more under our care. We are able to do this by continuing to adopt and use new technologies… Read more →

Investment Reports and Two Warnings.

by Carl Goodin on January 3, 2020 in Financial Planning, Investing • 0 Comments

If you are an investment client of Financial Planning Associates, Inc., your preliminary 4th quarter reports have been posted to your secure web portal. During 2019 our clients’ investment accounts changed in value by an aggregate average amount of +14.12%. The portfolio with the highest return increased by +47.16% during the year. Final reports will replace the preliminary reports after inflation information… Read more →

Two Very Quick Notes

by Carl Goodin on November 22, 2019 in FPAI Operations, TechKnowledgey • 0 Comments

#1. If you use the Microsoft Edge browser, and if you have installed the most recent Microsoft software updates you may now be unable to access your secure client (Morningstar) portal. We are aware of this problem and are searching for a fix. In the meantime, we suggest you use the (Google) Chrome browser, which is not affected. If you… Read more →

3rd Quarter Investment Results and More.

by Carl Goodin on October 3, 2019 in FPAI Operations, Investing, TechKnowledgey • 0 Comments

If you are an investment client of Financial Planning Associates, Inc., your preliminary 3rd quarter reports have been posted to your secure web portal. During the quarter our clients’ investment accounts changed in value by an aggregate average amount of -0.70%. The portfolio with the highest return increased by +2.22% during the quarter. Final reports will replace the preliminary reports… Read more →

We live in interesting, dangerous times.

by Carl Goodin on September 27, 2019 in FPAI Operations, Investing, TechKnowledgey • 0 Comments

Many of our client relationships go back decades, the longest goes back to the mid-1980s. Therefore, some of our clients have heard this recurring theme from yours truly a time or two before. Yet, I will state it again because I think it is important. We live in interesting, and dangerous times. Interesting and dangerous because we humans are gaining… Read more →