At Financial Planning Associates, Inc., your financial goals come first—always. Led by Carl Goodin, a Certified Financial Planner® and NAPFA-Registered Financial Advisor, our firm has provided trusted, fee-only financial planning and investment management for over 25 years. Based in Ellisville and serving clients throughout the Wildwood, MO, area and beyond, we bring clarity, structure, and confidence to your financial journey.
Put Your Interests First With a True Fiduciary
Choosing the right financial advisor can have a lasting impact on your financial well-being. As a fiduciary financial advisor, we are legally and ethically obligated to act solely in your best interests. We never accept commissions or third-party incentives, so our recommendations are never influenced by anything other than what’s right for you. Whether you’re building wealth, preparing for retirement, or managing investments, you can be confident that your success is our only priority.
Build a Personalized Plan for Lifelong Security
At Financial Planning Associates, Inc., we understand that no two financial situations are alike. That’s why we offer fully customized planning tailored to your life, your values, and your goals. As a fiduciary retirement planner, we take the time to understand where you are now and where you want to go; then build a strategic plan to help get you there. From income projections to tax strategies, every element is designed to help you retire with peace of mind.
Rely on Proven Strategies With Expert Guidance
Our approach combines decades of real-world experience with evidence-based financial modeling. We use a structured financial planning process and Markowitz mean-variance portfolio optimization to help you manage risk and make informed decisions. With over 25 years of experience and credentials you can trust, you’ll gain a partner who’s seen the markets evolve and knows how to guide you through uncertainty.
Experience Transparent Advice and Lasting Relationships
Unlike many advisors, we operate on a fee-only basis—meaning we don’t earn commissions or sell financial products. Our transparent model eliminates commission-based conflicts of interest, giving you confidence that our advice is based on your goals, not sales incentives. We take pride in forming long-term relationships with clients in Wildwood, MO, and across the country, helping them plan, invest, and thrive through every stage of life.
If you’re searching for a fiduciary financial advisor or fiduciary retirement planner near Wildwood, MO, discover the difference of working with Financial Planning Associates, Inc. Contact us today to schedule a consultation and start building the financial future you deserve.
Frequently Asked Questions
Our planning process begins with understanding your full financial picture—income, expenses, goals, risks, and values. From there, we analyze your current situation, identify opportunities and challenges, and build a comprehensive strategy tailored to your needs. We then help you implement the plan step by step, monitor progress over time, and make adjustments as your life or financial landscape changes. It’s a dynamic, long-term partnership—not a one-size-fits-all product.
Yes. While our office is located in Ellisville, near Wildwood, MO, we work with clients across the United States. Through secure video conferencing, phone meetings, and digital document sharing, we’re able to provide the same high level of service to clients regardless of location. Geography is no barrier to receiving personalized, fiduciary-level financial guidance.
We believe that financial planning is an ongoing relationship—not a one-time event. Once your plan is in place, we typically meet with clients at least once or twice a year, depending on your preferences and complexity. We’re also available throughout the year for updates, questions, or whenever life changes impact your financial outlook. This proactive approach helps ensure your plan stays aligned with your goals over time.