“Advisers at Leading Discount Brokers Win Bonuses to Push Higher-Priced Products: At Fidelity, Schwab and TD Ameritrade, employees win extra pay and other incentives to put clients in products that are more lucrative for them, and the firm.” The headline above appeared in yesterday’s Wall Street Journal. Fidelity, Schwab, TD Ameritrade, Merrill Lynch, Edward Jones, and many of the household names… Read more →
Category: Investing
2017 Investment Reports Are Posted
If you are an investment client of Financial Planning Associates, Inc., your preliminary 4th quarter reports have been posted in your secure web portal. Final reports will replace the preliminary reports after December inflation information becomes available. Note: The calculation used to determine our clients’ returns is called the internal rate of return. It is cash-flow-specific and net of all… Read more →
Now Women, That’s A Whole ‘Nuther Thang!
Now women, that’s a whole ‘nuther thang! — Keb’ Mo’ Keb’ Mo’ is a blues singer, a Grammy Award winning blues singer. Like most blues singers he writes songs that are unpretentious, down to earth. Songs like the one named above. Question: Very interesting, Carl, but what does that have to do with my financial plan? Answer: It might have… Read more →
The 2009 Bull Market Continues!
The 2009 Bull Market Continues! In early 2009, following the 2008 global credit crisis the US stock market began an upward movement which has continued without significant interruption. (See graphic below.) Of course, one question that is on the minds of many investors now is, “Can this continue?” I can answer that question. The answer is, “Yes, it can. But… Read more →
Our investors have done well!
Our investors continue to gain on inflation! Investment advisor regulations discourage citing specific investment results here, but I can say that our clients’ investment portfolios have, in general, grown faster than inflation over the past 5 years! Specific information is available to our IM clients. Note: The calculation used to determine our clients’ returns is called the internal rate of… Read more →