So far 2023 is looking good for investors! As illustrated in the chart below the Vanguard (US) Large Cap ETF gained 4.22% during the first two weeks of the new year. The small cap growth ETF is up 7.77%. ARKK is up 15.11% and TARK is up 31.43%. And as I write this on Tuesday, the 17th our investors are… Read more →
Category: Financial Planning
July 2022 – Investing, Lifespan, RMDs, Vacation
Investors suffered losses during the first half of 2022. The picture below tells the story. Since the downturn has been due primarily to Fed actions intended to abate rising inflation, stocks and bonds have lost value. During the period the Vanguard Long-Term Corporate Bond fund and the Vanguard Large-Cap Stock fund each lost 20% of their value. The stocks of… Read more →
Welcome, 2022.
365.256. According to Wikipedia 365.256 is the number of Earth rotations it takes for our planet to fly around the nearest star and return more or less to the original spot. Since we humans have learned this, we’ve been keeping track of our trips. We are now in the earliest part of the one we call 2022. It’s convenient and… Read more →
A Very Quick Note, Oct 4 2021
Clients of Financial Planning Associates, Inc., your 3rd quarter investment management reports are posted to your secure portal. Important milestones: Attached is a listing of certain important milestones for your reference. Coming soon: News and comments about human longevity, infinite/quantum computing, future transportation, equity indexed CDs and more! Read more →
Risk Tolerance, Inflation, DARPA & AI.
What is your risk tolerance? During the financial planning process we ask questions about – well, everything that might possibly be useful in understanding our clients as they consider their priorities, concerns, strengths, limitations, etc., etc. Specifically with regard to developing and maintaining a proper investment policy it is useful to assess our client’s risk tolerance. A relatively new idea… Read more →