Category: FPAI Operations

Regarding FPAI operations.

Quick Note: Two Things

“Advisers at Leading Discount Brokers Win Bonuses to Push Higher-Priced Products: At Fidelity, Schwab and TD Ameritrade, employees win extra pay and other incentives to put clients in products that are more lucrative for them, and the firm.”  The headline above appeared in yesterday’s Wall Street Journal. Fidelity, Schwab, TD Ameritrade, Merrill Lynch, Edward Jones, and many of the household names… Read more →

2017 Investment Reports Are Posted

If you are an investment client of Financial Planning Associates, Inc., your preliminary 4th quarter reports have been posted in your secure web portal. In 2017 our clients’ investments increased in value by an aggregate average amount of +13.55%. The average increase in the 4th quarter was +3.10%. Final reports will replace the preliminary reports after December inflation information becomes… Read more →

The 2009 Bull Market Continues!

The 2009 Bull Market Continues! In early 2009, following the 2008 global credit crisis the US stock market began an upward movement which has continued without significant interruption. (See graphic below.) Of course, one question that is on the minds of many investors now is, “Can this continue?” I can answer that question. The answer is, “Yes, it can. But… Read more →

Our investors have done well!

Our investors continue to gain on inflation! During the third quarter of 2017 our investors’ portfolios, in the aggregate have increased in value by 4.12%. The average annualized return for our investors during the past 5 years has been +5.31%. The precise rate of inflation during the past 5 years is not yet known, but a good estimate would be about… Read more →