This week we Americans celebrate my favorite holiday, Thanksgiving. The idea is to pause from our usual daily pursuits in order to give thanks for all of the really good stuff in life. And when I say really good stuff of course I’m talking about mashed potatoes, gravy, turkey and stuffing. No, actually those are only the “good stuff.” The “really… Read more →
Author: Carl Goodin
So, where’s my paperless office?
In this blogpost, in addition to discussing the paperless office question I will share some information regarding inflation, techknowledgy¹ and the continuing value of investment diversification. But, first a brief update for our asset management clients follows below: Midway through the 4th quarter of 2015 our investment clients are all experiencing positive growth. The client with the highest return so far this… Read more →
News About Fiduciaries and Social Security
Last week the U.S. House of Representatives passed legislation to block the Department of Labor from implementing a fiduciary standard for retirement advisers. The proposed fiduciary standard has been supported by consumer advocates for quite a few years now, but has been opposed by some in the securities industry and the insurance industry. It would require that those who provide investment… Read more →
A Quick Note, October 27 2015.
It is not uncommon for a client to say something like this, “Investment X has gained a lot lately. Why don’t we invest more in it?” Or, “Why do we keep holding money market funds and short-term bonds when the yield is so low?” The answer to these questions is related to the experience written about in an Associated Press release published… Read more →
RMDs, COLAs, and a Question.
If you have an IRA account held at Schwab, and if you had your 70th birthday prior to July 1st of this year then you should probably begin taking your Required Minimum Distributions before the end of this year. Technically, IRS rules say that if you’ve only just turned 70 1/2 you don’t have to begin until next year, but… Read more →