As 2025 comes to a close, here are some key numbers for your consideration. Over the past 16 years, the investment asset category delivering the highest total return has been US large-cap common stocks, averaging 15% per year, which is a significantly higher rate than the long-term average of the S&P 500. The excess return is driven primarily by the… Read more →
Category: Financial Planning
April 2024
Unlock the power of AI in financial and retirement planning. Discover how autonomous vehicles and AI innovations are reshaping the way we travel. Read more →
January 2024
We’re back! Actually, we’ve been here all along. It’s just that I haven’t posted to this blog in a while. Not because there haven’t been things to say, quite the opposite. Much has happened, and there has been much that I have wanted to say. But time for writing has been usurped by more urgent duties. One such urgent duty… Read more →
Welcome, 2023
So far 2023 is looking good for investors! As illustrated in the chart below the Vanguard (US) Large Cap ETF gained 4.22% during the first two weeks of the new year. The small cap growth ETF is up 7.77%. ARKK is up 15.11% and TARK is up 31.43%. And as I write this on Tuesday, the 17th our investors are… Read more →
July 2022 – Investing, Lifespan, RMDs, Vacation
Investors suffered losses during the first half of 2022. The picture below tells the story. Since the downturn has been due primarily to Fed actions intended to abate rising inflation, stocks and bonds have lost value. During the period the Vanguard Long-Term Corporate Bond fund and the Vanguard Large-Cap Stock fund each lost 20% of their value. The stocks of… Read more →