Some of our clients will notice that we have sold some of their bond positions in their IRA accounts. This is in anticipation that inflation, and interest rates will likely be increasing some during the next several years. Also, some of our clients will notice that we have sold some of their positions in taxable accounts. This is to realize certain capital… Read more →
Category: FPAI Operations
A Bit About Tech and Security
Last week I attended a lecture on the investment implications of the rise of political populism. The lecture was delivered by the Head of Research and Investment Strategy at a large global asset management firm. The content of his presentation was excellent, and he was an expert and insightful presenter. And, he was speaking to me from London, England, arguably… Read more →
Brexit and Quick Notes.
(This blog post was written at around 4AM on Friday, June 24. It was supposed to have been email blasted to our clients at 9AM that morning, but a technical problem prevented it from being distributed at that time.) As I write this, 4.5 hours before US markets open the WSJ is reporting that Britons have voted, by the slimmest of margins to leave… Read more →
Preliminary Asset Management Reports, Kids, Debt and More.
Clients of Financial Planning Associates, Inc., your 1st quarter preliminary reports have been posted. Final reports will be posted as soon as final consumer price index information becomes available. Our clients generally increased their wealth during the first quarter, although there were some portfolios with slight losses. The average of our clients’ returns was +1.00%. Do you have debt? As the graphic below points… Read more →
401K Rollovers, IRAs, RMDs and Fiduciaries
Are you planning to roll your 401K account into an IRA when you retire? As a rule that’s exactly what we recommend that our clients do, and for some very good reasons: A direct rollover is not a taxable event, so the beneficiary can continue to defer taxation of income and gains just as if the assets had stayed in the employer’s… Read more →